Taxonomy Archives: Issues & Options

June 2015: Allen Weinberg is a founding partner of Glenbrook Partners, where he leads the firm’s work with the merchant community. Before founding Glenbrook, Allen worked at First Data, Visa International, and Accenture, in new product development, channel strategies, and pricing in the point-of-sale, eCommerce, mobile commerce, and money transfer… Read More

In thinking through developing a vibrant digital financial system, issues such fee structure are critically important, particularly for the bottom of the pyramid. We have curated articles and whitepapers on these specific issues below, which we encourage you to read and discuss. Fighting Poverty Profitably In this report, the… Read More

Every financial services provider has their own economic relationship with their customer – whether that customer is a consumer, a merchant, an enterprise or a government. How providers price their services depends, of course, on a wide variety of factors – including the costs of operating the payment system. In… Read More

May 2015:Carolina Trivelli is responsible within ASBANC, the Peruvian banking association charged with developing “Modelo Perú,” the new mobile money service mandated by federal legislation in 2014. Carolina was formerly the Minister of Development and Social Inclusion for Perú, and is committed to making “Modelo Perú” an instrument for financial… Read More

How do the two parties to a payment transaction tell each other they are going to pay? Sometimes, this is done with a payment system brand (“Do you take Visa?”) and sometimes with a common term (“May I give you a check?”). In a country-wide digital financial system, should there… Read More

Leveraging a digital financial services system like the one described in the Level One Project Guide for international remittance payments offer a strong opportunity for the developing world. Remittances currently account for approximately $540 Billion USD a year in transactions and the number of remittances are actually increasing year-to-year. Meanwhile, the… Read More

Reaching a broad population of unbanked consumers to provide financial services is a challenge in many countries. Both banks and non-banks have used agents (affiliated but not owned third parties), as permitted by regulations, to deliver aspects of financial services or (in the case of MNO’s) to handle the sale… Read More